Getting an urgent loan for blacklisted people

According to recent statistics released, more than half of South African consumers have an adverse listing on their credit record. Consumers have a staggering amount of debt and will find it difficult to source credit from mainstream credit providers such as banks. However, this doesn’t mean that these consumers don’t need access to credit, yet […]

Pawning Your Car for Cash

If you find yourself in a tight spot and really need to access money fast, then you can pawn your car for cash and have funds available immediately. No one ever anticipates an emergency otherwise it wouldn’t be an emergency. While everyone would like to have a few months’ salary in reserve to help weather […]

What Exactly is a Pawn Loan?

The economy is only just recovering from the tough climate of the previous decade and many people are still recovering from the difficult economic climates. Budgets are tight and cash flow isn’t flowing for a lot of people, and this is where pawn loans can really come in handy. Aside from falling on hard times, […]

Understanding XCELSIOR’S Loan Process

There might come a time where you are in desperate need of additional financial assistance but you don’t qualify for a loan from your bank. When this happens you need to consider alternative solutions, such as applying for a loan from a short-term loan provider, but you might be blacklisted. It is, however, still possible […]

We Provide Blacklisted Loans

With more and more people having negative entries on their credit records, it has become increasingly difficult to obtain a loan from a bank or other financial institution. Blacklisted loans are not easy to obtain, which is why XCELSIOR is such a popular short-term credit provider. Our methods are unique and completely different from other […]