What you need to know about secured loans

Getting a loan can be tricky, all the paperwork required, certified forms not to mention the time it takes to get paid. However, secured loans such as the ones provided by XCELSIOR are revolutionising the loan industry. When it comes to loans, there are two critical concepts, these are secured or collateral loans and unsecured […]

Getting an urgent loan for blacklisted people

According to recent statistics released, more than half of South African consumers have an adverse listing on their credit record. Consumers have a staggering amount of debt and will find it difficult to source credit from mainstream credit providers such as banks. However, this doesn’t mean that these consumers don’t need access to credit, yet […]

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