Blacklisted and need a loan against your car?

In this article we explain exactly what happens if you take out a loan against a car with XCELSIOR. We explain the way our business model works, why you should keep your car and use it against a loan rather than sell it, as well as the legal aspects and important information that you need […]

A guide to getting a short term loans against your car

In this extensive guide, we take you through what it means to take out a loan against your car. We explain why getting a loan from a bank or microlenders in South Africa is difficult and complex, especially for those who have been blacklisted and need a loan urgently, are freelancing or self-employed. We explain […]

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