Pawning Your Car for Cash

f you find yourself in a tight spot and really need to access money fast, then you can pawn your car for cash and have funds available immediately. No one ever anticipates an emergency otherwise it wouldn’t be an emergency. While everyone would like to have a few months’ salary in reserve to help weather any storm, the reality is that most South Africans don’t have those reserves. Millions of South Africans are dependent on their paycheque at the end of each month, and many more are ill prepared to handle any type of monetary emergency.

Luckily, pawning your car for cash is a way that you can access a lump sum of money at a moment’s notice. You won’t be selling your vehicle but will instead only be borrowing money against it. Once you are ready to retrieve your vehicle, simply pay off the loan and you will regain possession of the vehicle. Thousands of South Africans have enjoyed the benefit of pawning their cars for cash and being able to handle many of life’s unforeseen happenstances.

Let XCELSIOR Loans Turn Your Car into Instant Cash

At XCELSIOR Loans, we have devised an innovative and unique loan model that allows us to help our customers to access funds in less than thirty minutes. We will visit you at your premises if you are unable to make it to our facilities and guide you through the entire application process. Our experienced staff has worked hard to make the entire XCELSIOR loan process where to pawn your car for cash into a paperless application procedure. This is done to help our customers take care of the application process in as short a time as possible.

Our technicians have devised a user-friendly website that you can also visit to take care of the application online. This means that you won’t even need to leave your home in order to make use of our innovative loan model. We can extend loans ranging from R5000 to R500, 000, and you can access these funds in as little time as thirty minutes after lodging your application.

Your vehicle will remain in a secure facility and will be returned to you upon the settlement of the loans. Ownership of the vehicles remains with our clients and we will take care of your vehicle while it is in our possession.

We accept the following types of vehicles as collateral for our loans:

  • Cars
  • Bikes
  • Trucks
  • Motorised sports vehicles like jet skis

Our unique loans model allows our clients to gain access to instant cash, without having to dispose of your valuable assets. Should you be unable to settle the loans, we will sell your vehicle through our associated vehicle traders. In this way we are able to recoup the money due to XCELSIOR while avoiding saddling you with bad debt. Should there be a surplus of funds from the resulting sale, then the funds will be paid out to the client. This is just another aspect that further separates us from other micro-lenders in the market.

Blacklisted Instant Loans

Because of our innovative and leading loans model, we don’t perform an affordability assessment or a background check. This means that blacklisted consumers are welcome to pawn their cars for cash with XCELSIOR Loans. We will help you access money to handle any situation regardless of your credit status.

This is a particularly helpful and valuable service to consumers who have been unable to source money from traditional financial institutions in South Africa such as banks. We don’t have the same stringent requirements as these lending institutions do, and we won’t punish you for falling on hard times. Instead we will go the extra mile to help you access the funds you need.

Our team of dedicated industry professionals will work hard to ensure that your application stands the best chance of being approved. They will take care of the entirely paperless application in less than thirty minutes and provide you with the funds the same day. Enjoy having access to instant cash with XCELSIOR by pawning your car for cash and rest assured that your asset will be waiting for you once you are ready to settle the loan again.