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Can You Use Your Car as Collateral for a Cash Loan?

It is a sad fact of life that we cannot always afford the financial burdens that are laid upon us. Your daughter may have to go to university, and you need to pay out thousands of rands. Perhaps you lost your job and, as a result, your family needs money to survive? Or perhaps a […]

Need Short-Term Loans and the Banks Will Not Help? 

A lot of people get into a situation where they need short-term loans at some stage during their lives. It may just be to tide them over at the end of a hard month, or it may be to pay university fees or school fees at short notice after a hard December. One of the […]

What Are Asset Loans And How Do They Work?

If you need a loan, you have many options, but few are as quick and easy as asset loans. Personal loans may be too risky, because they are not secured against an asset. As a result, financial-services institutions such as banks are often reluctant to offer personal loans without carefully assessing the income, credit rating, […]

Need a Loan Company?

Need A Loan in A Hurry? Try Our Loan Company! All of us go through a rough patch financially at some stage of our lives. Sometimes this is due to illness or it could be that you need money to pay for university of school fees. While it is easy to repay smaller amounts, many […]

Apply for a Collateral Loan

Need A Loan Urgently? Apply for Collateral Loans From XCELSIOR If you have too much month left at the end of your money or had some huge expenses, you have options. You could sell assets to raise cash, but it might still not be enough, or it may take too long to sell your goods. […]

Pawn My Car

Pawn My Car for Extra Cash Now! Here is a question that many people seem to be asking: “Can I pawn my car to get some extra cash?” If this is the type of question that you have been asking, you have come to the right place. Pawning your car is one of the least […]

Debt Consolidation

How You Can Use Your Car for Debt Consolidation Many people nowadays opt for debt-consolidation loans to get them out of their financial distress. If you simply cannot afford to service all your individual debts anymore, you will probably consider this route too. Debt consolidation is where one larger loan with a lower interest rate […]

Quick Loan Against My Car

“Can I make a quick loan against my car?” This is a question that we often hear at XCELSIOR and the short answer is “yes”. You can take out a loan against your car if you meet a few qualifying criteria. While we do not require much, we ensure that the process is monitored for […]

What is Bridging Finance?

Millions of South Africans fell on hard times when the economy all but tanked in the last part of the previous decade. Many are still trying to get back to the same economic position they were before the worldwide recession hit and affected most countries around the world. To achieve this many South African consumers […]

Are You Blacklisted? We Can Help You With a Loan

According to recent statistics released, more than half of South African consumers have some type of adverse listing on their credit record. This is a staggering amount of consumers who find it more difficult to source credit from mainstream credit providers such as banks. However, this doesn’t mean that these consumers don’t find them in […]