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Debt Consolidation

How You Can Use Your Car for Debt Consolidation Many people nowadays opt for debt-consolidation loans to get them out of their financial distress. If you simply cannot afford to service all your individual debts anymore, you will probably consider this route too. Debt consolidation is where one larger loan with a lower interest rate […]

Quick Loan Against My Car

“Can I make a quick loan against my car?” This is a question that we often hear at XCELSIOR and the short answer is “yes”. You can take out a loan against your car if you meet a few qualifying criteria. While we do not require much, we ensure that the process is monitored for […]

What is Bridging Finance?

Millions of South Africans fell on hard times when the economy all but tanked in the last part of the previous decade. Many are still trying to get back to the same economic position they were before the worldwide recession hit and affected most countries around the world. To achieve this many South African consumers […]

Are You Blacklisted? We Can Help You With a Loan

According to recent statistics released, more than half of South African consumers have some type of adverse listing on their credit record. This is a staggering amount of consumers who find it more difficult to source credit from mainstream credit providers such as banks. However, this doesn’t mean that these consumers don’t find them in […]

Pawning Your Car for Cash

f you find yourself in a tight spot and really need to access money fast, then you can pawn your car for cash and have funds available immediately. No one ever anticipates an emergency otherwise it wouldn’t be an emergency. While everyone would like to have a few months’ salary in reserve to help weather […]

What Exactly is a Pawn Loan?

The economy is only just recovering from the tough climate of the previous decade and many people are still recovering from the difficult economic climates. Budgets are tight and cash flow isn’t flowing for a lot of people, and this is where pawn loans can really come in handy. Aside from falling on hard times, […]

Understanding XCELSIOR’S Loan Process

There might come a time where you are in desperate need of additional financial assistance but you don’t qualify for a loan from your bank. When this happens you need to consider alternative solutions, such as applying for a loan from a short-term loan provider, but you might be blacklisted. It is, however, still possible […]

We Provide Blacklisted Loans

With more and more people having negative entries on their credit records, it has become increasingly difficult to obtain a loan from a bank or other financial institution. Blacklisted loans are not easy to obtain, which is why XCELSIOR is such a popular short-term credit provider. Our methods are unique and completely different from other […]

What Does it Mean if I Take a Loan Against My Vehicle?

Many people have thought about taking out loans, but their negative credit history unfortunately counts against them. This is why many people have asked themselves “how do I take out loans against my vehicle” as this might be a good way to secure funding without having to visit a bank. This is where XCELSIOR comes […]

Looking for an Affordable Loan?

Reasons to Choose XCELSIOR As a consumer you might feel that there is no way that you will qualify for a loan. This has all changed with XCELSIOR; our model offers affordable loans to people even if they are blacklisted or have a bad credit record, making it easier for people to get the money […]