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Are You Blacklisted? We Can Help You With a Loan

According to recent statistics released, more than half of South African consumers have some type of adverse listing on their credit record. This is a staggering amount of consumers who find it more difficult to source credit from mainstream credit providers such as banks. However, this doesn’t mean that these consumers don’t find them in […]

Pawning Your Car for Cash

f you find yourself in a tight spot and really need to access money fast, then you can pawn your car for cash and have funds available immediately. No one ever anticipates an emergency otherwise it wouldn’t be an emergency. While everyone would like to have a few months’ salary in reserve to help weather […]

What Exactly is a Pawn Loan?

The economy is only just recovering from the tough climate of the previous decade and many people are still recovering from the difficult economic climates. Budgets are tight and cash flow isn’t flowing for a lot of people, and this is where pawn loans can really come in handy. Aside from falling on hard times, […]

Understanding XCELSIOR’S Loan Process

There might come a time where you are in desperate need of additional financial assistance but you don’t qualify for a loan from your bank. When this happens you need to consider alternative solutions, such as applying for a loan from a short-term loan provider, but you might be blacklisted. It is, however, still possible […]

We Provide Blacklisted Loans

With more and more people having negative entries on their credit records, it has become increasingly difficult to obtain a loan from a bank or other financial institution. Blacklisted loans are not easy to obtain, which is why XCELSIOR is such a popular short-term credit provider. Our methods are unique and completely different from other […]

What Does it Mean if I Take a Loan Against My Vehicle?

Many people have thought about taking out loans, but their negative credit history unfortunately counts against them. This is why many people have asked themselves “how do I take out loans against my vehicle” as this might be a good way to secure funding without having to visit a bank. This is where XCELSIOR comes […]

Looking for an Affordable Loan?

Reasons to Choose XCELSIOR As a consumer you might feel that there is no way that you will qualify for a loan. This has all changed with XCELSIOR; our model offers affordable loans to people even if they are blacklisted or have a bad credit record, making it easier for people to get the money […]

How Can I Pawn My Vehicle?

With the current economy offering tough challenges, there are a lot of individuals who are finding it difficult to make ends meet. Budgets are getting increasingly tight and cash flow is not something that is available to everyone anymore. As a result, many people have also received a lower credit rating and this can make […]

Quick Loans from XCELSIOR

When it comes to finding quick loans in South Africa, XCELSIOR is the perfect solution. We provide cash loans to consumers who own a vehicle, regardless of whether or not they are blacklisted on any credit bureau. This means that we can provide all vehicle owners with financial assistance, without any lengthy application process or […]

Interested in Low Interest Loans?

Finding low interest loans in South Africa is not easy anymore, especially for people who are not credit worthy. Banks and financial institutions usually require you to undergo affordability assessments as well as credit checks, and the entire process can last for days at a time. This is why XCELSIOR offers a great option to […]