Incredibly quick short-term loans when you need money fast
Need cash quickly? Do not have time to go through lengthy application processes? If so, you will appreciate the short-term loans available against vehicles available from us.
If you own a boat, car, truck, bakkie, caravan, or motorcycle and have the original registration papers as proof of ownership, then you can apply for one of these quick short-term loans. The vehicle is the security for the money you borrow. Apart from the vehicle registration papers, your ID, and a valid South African driver’s license, you do not need anything else.
No credit checks or proof of income
Getting access to cash when you need it most has never been more straightforward. You do not have to go through a credit check or have proof of income. The process is fast and discreet, and we respect your privacy. It does not matter if you want to use the money to pay off a study loan, require it for a deposit on a house, want to start a business, or pay for a medical emergency.
Terms are explained
Informed decision making is essential when it comes to finances. Our consultants explain the entire process, how instalments work, what interest is applicable, and more. There are no hidden terms and conditions. Our explainer video provides a quick overview, helping you to understand just how straightforward the process is.
Borrow an amount not based on your income
The amount you can borrow is based on the assessed trade value of the vehicle. You can borrow between R5 000 and R250 000 based on the vehicle’s value. Our consultants will, based on the assessment, offer an amount. If the application is approved, you can expect the money to be transferred to your account immediately. Even the application process can be completed within 30 minutes.
Safe storage of the vehicle
We know that your vehicle is important to you. It is also the collateral for the loan. With that in mind, we place it in highly secure storage for the entire payback period and insure it. You are welcome to also insure it. The storage facility has electric perimeter fencing, camera monitoring, and access control. The vehicle is protected against environmental factors, vandalism, theft, and other risks. If you have a caravan or boat not currently in use, you can get one of our quick short-term loans and benefit from having storage space for the vehicle for the payback period.
No effect on your credit record
With it being a pawn transaction, the loan does not affect your credit standing. Even if you cannot make a payment, you can arrange for an extension of the loan period, provided all the interest and fees has been paid up to date. This will also not affect your credit standing. If, for an unforeseen reason, you are unable to pay back the amount, the vehicle is sold to recoup the money owed. The agreement comes to an end and you owe nothing.