Because we live in a society of instant gratification, the process of having to complete piles of paperwork and wait for days for a “verdict”, when applying for a loan, is bound to fill you (or any applicant) with frustration. We don’t blame you for feeling frustrated. In fact, we’d feel a little frustrated too, if our loans weren’t processed so quickly. That’s right, at XCELSIOR, we specialise in quick loans, and we welcome anyone and everyone who needs financial relief or aid to learn more about our loan model.
It seems that South African society has come to terms with the fact that everything is harder to achieve these days. We have become accustomed to poor-quality service, long waiting periods, and shoddy product quality whenever we need or want something done. It’s no different when it comes to the South African perception of the loan application process.
In fact, as a nation, we have probably become even more complacent when it comes to loans. Applicants have come to terms with the idea of loans being complicated to apply for. Most South Africans think that if they are turned down by their local banks that they are out of options. What a pity this is when you consider just how many great businesses or projects would never have happened if financial aid was never provided. If you are one of the many who have been put off by a lengthy loan application process or even turned down by local financial institutions, don’t lose hope. There is an alternative option that makes quick loans a reality.
At XCELSIOR, we get it. Loan companies don’t want to lose their money. We know how important it is to keep a tight rein on things, but that doesn’t mean that it is the end of the road for those who don’t have full-time jobs, are blacklisted, or have no spare cash to fund a fantastic new idea. In fact, it just means that you have access to a loan option that is different and will probably be better for you in the long run. Quick loans at XCELSIOR are available to anyone and everyone who has a fully paid-off vehicle available as collateral.
That’s all you need. We won’t check up on your employment, we won’t do an affordability assessment, and we certainly won’t spend time doing credit checks on you. If you have a vehicle to use as collateral, we can assess the value of the car and loan you up to 50% of the value of the car, with R5 000 being the minimum loan amount allowed and R500 000 the maximum amount.
If our quick loans sound like the right financial solution for you (and we are confident that they are), then all you need to do is get in touch with us at XCELSIOR. Simply give us a call or send us an email for more information and advice today. We look forward to assisting you.
