Need a Loan, but Can’t Get Approved? Pawn Your Car for Cash with XCELSIOR
In a world where obtaining cash when you need it most is potentially the most challenging task of all, it will be required of you to be quick on your feet and have a backup plan in place. The nature of financial emergencies and surprises are just that – a surprise – and if you don’t have a savings plan in place, you might just need to consider alternative options. Those who are blacklisted or not approved for loans from the local bank and lending institutions are not completely dead-ended. If you are in this position, rest assured that there is another solution: you can pawn your car for cash.
While this might not have been on the top of your list of options, it must just be your only option and the good news is that with the likes of XCELSIOR, you can rest assured that your vehicle will be kept absolutely safe and secure for the duration of your loan period. Our loan model is designed to make the entire process easy and convenient for you and with our assistance, you could have the cash you require paid over in as little as just 45 minutes. That’s right! Once you have applied for a loan with XCELSIOR and provided us with the details of your intended collateral vehicle, we will ensure that a consultant pays you a visit to complete the application and assess the vehicle. Once the value of the vehicle has been ascertained, we will only be allowed to offer you a loan of up to 50% of that value. On accepting the loan, the vehicle will be removed and stored at our safe and secure facilities until the loan is settled.
You might be wondering what will become of your vehicle if you are unable to settle the loan amount. We keep it simple – we will sell the vehicle to cover the costs and anything extra obtained in the sale will be paid over to you. Just another way of letting you know that we always have your best interests at heart.
What makes this type of loan model so much better than the rest?
- There are no background and credit checks required for approval. We accept your vehicle as collateral, which eliminates the need for credit checks. We accept vehicles such as cars, trucks, bakkies, jet skis, motorbikes and similar.
- The repayment terms are easy. You can choose to pay back one lump sum or you can pay fixed monthly instalments.
- Payouts are made quickly and into your bank account for instant access. All loans approved before 3 p.m. are paid out on the same day of approval. Those approved after 3 p.m. are paid out on the following day.
If you are looking for a place where you can pawn your car for cash and have complete peace of mind that it will be kept safe and sound for the duration of your loan, you have come to the right place. Contact us at XCELSIOR for more information and advice on our product and services today.
