If you reach a time in your life when you just need some bridging finance to get through a tough month or difficult spell, you best have the services of a reliable and affordable loans supplier on your side. Individuals find it increasingly difficult to acquire financial aid from family members. It is just as difficult to acquire a loan from financial lending institutions, due to the strict background checks and rules applied within this industry. At XCELSIOR, there is every reason to believe that you will be approved for your loan quickly and without having to undergo a credit check.
Most mainstream lending institutions will base their loan offer and the attached interest on your credit score. The lower your credit score, the higher you can expect the attached interest to be. In some cases, your credit score might be too low or you might have been previously blacklisted, which immediately excludes you from obtaining a loan. At XCELSIOR, we welcome you to apply for a loan with us. How will you be able to acquire financial aid from us? You can obtain a loan from us by presenting us with a vehicle as collateral.
All vehicles presented to us will be considered. Standard vehicles that are accepted include bakkies, cars, SUVs, trucks, motorbikes and Jet Skis. How does the process work? You can either give us a call to set up an appointment, or you can complete our online loan application form with your personal details and the particulars of the vehicle that you wish to use as collateral. We will then ensure that a consultant pays you a visit to assess the vehicle and complete your application.
The process will only take between 30 and 45 minutes to complete, and you can expect the following conditions to be attached:
- We can loan you an amount of up to 50% of the assessed value of the vehicle.
- We supply minimum loans of R5 000 and maximum loans of R500 000.
- On agreement of the loan amount, we will remove the vehicle from your custody and keep it at our storage facility (we offer 24-hour security at our storage facility).
- Approvals finalised before 3pm will be paid out on the same day. Approvals finalised after 3pm will be paid out on the following day.
It goes without saying that we offer a convenient loan model for those who would otherwise be unable to receive financial assistance when they need it most. We encourage all those who are looking for bridging cash or a helping hand through a tough financial time to take a moment to complete our application form or give us a call. We ensure that the entire process is as quick and easy as possible.
There is no waiting around for hours for approval and once you have accepted the loan quote, the process is finalised with efficiency and professionalism. Regardless of what you need your loan for, we will ensure that is promptly provided. In addition to this, you can choose how to repay your loan amount. Options include one lump sum to be paid back on a certain day, or monthly instalments that cover the interest and a service fee too.
If you are looking for a supplier of affordable bridging finance that requires no background checks or credit ratings, then you have come to the right place. At XCELSIOR, we will ensure that you are assisted with achieving the cash that you need, when you need it. Contact us via email or telephone, to discuss your needs and requirements with our knowledgeable consultants today.
