Use Your Car for Cash at XCELSIOR Loans!
As the festive season is freshly behind us, it is only expected that we will feel the pinch of the New Year as we are faced with new expenses and the fallout of all the Christmas spending. If you do not have a healthy savings behind your name, times of emergencies or unexpected expenses can really have a negative effect on your cash flow. If you are looking for options when it comes to financial aid, you will probably find that it is not as easy as you thought it would be to take out a loan. Most financial lending institutions will want you to have a pristine credit record, full-time job and be able to prove that you can repay the monthly instalments. If this process seems daunting to you, why not consider using your car for cash?
Taking out a loan does not need to be a lengthy and gruelling experience. By turning to XCELSIOR, you can rest assured that the application and approval process will be quick and easy, and that the cash that you need will be paid into your account in as little as just one day – while most loans are approved and paid out in as little as 45 minutes.
How is this possible?
At XCELSIOR, we do not ask our clients to provide us with bank statements and payslips. We also do not spend our time checking your financial history or requesting credit references. We request that our clients present us with a form of collateral, which is then used as a security against the amount loaned. This means that we can also assist blacklisted individuals. Of course, we can only provide you with up 50% of the value of the vehicle in cash and one of our assessors will visit you to evaluate the vehicle. The maximum amount that we can loan to an individual is R500 000 and the minimum amount is R5 000.
How do you pay your loan back?
It is simple really. You can choose to pay the amount back over a set period of time at a set rate per month. Alternatively, you can elect to pay the amount back as one lump sum by a certain pre-arranged date. What if you are unable to make the payments for your loan? The best thing to do is to get in touch with one of our consultants, who will help you to make arrangements. The vehicle that is used for collateral can be sold to defray costs and any extra money made on the sale will be paid over to you. At XCELSIOR, we like to look after the financial interests of our clients!
We welcome all those who require financial assistance to take the time to complete an online application form or to give us a call via telephone. Our consultants will ensure that you are assisted every step of the way and that you are quickly provided with the required cash – regardless of what you need it for. If you would like to use your car for cash, get in touch with us at XCELSIOR for more information and advice today.