The Solution to Your Financial Troubles Awaits You!
Your credit rating and history will have a direct effect on whether your loan application will be successful or not. Banks and lending institutions in South Africa will need to carry out a credit check against your name and details to ensure that you are not blacklisted, before they can grant you a loan.
These institutions do not offer blacklisted loans. If you are blacklisted and need financial assistance, all hope is not lost. There are alternative financial aid options that you can make use of, where a credit check is not required and your credit history or rating has no real bearing. At XCELSIOR, we offer loans that are ideal for blacklisted individuals. What’s the catch? There’s no catch with our loans. You simply need to provide us with collateral, in order for us to process your loan successfully.
What collateral does XCELSIOR accept? We accept the following:
- Cars
- Bakkies
- SUVs
- Motorbikes
- Jet Skis
- Trucks and vans
It is no secret that our private equity funded business is revolutionising the loans industry and it’s not just because we offer blacklisted loans. Our unique loan model, our friendly approach, and the fact that our applications and approvals are processed in just a few hours make us a sought-after loans company – and one that is respected and valued by the local South African community.
It is an unfortunate fact that those who require financial aid the most are those that struggle the most to acquire it. At XCELSIOR, we want to put an end to your hardships and help you to regain control of your finances once more. Whether you need the cash to start up a new business, pay off your debts or simply get by, we can help you.
The process of applying for blacklisted loans at XCELSIOR is simple. Log onto our website and provide us with your details and the details of the collateral vehicle, and we will ensure that a consultant makes an appointment to see you, so that the value of the vehicle can be ascertained and to complete your loan application. There’s no need for piles of paperwork to be completed and there’s no nail-biting waiting period for approval. We will immediately be able to offer you up to 50% of the assessed value of the vehicle and if you agree to the terms, conditions and interest rate, we are already well on our way to getting your loan amount paid out. The only thing that’s left to do is for you to decide how you will repay the loan. Will you pay back the amount as a lump sum or will you make set monthly payments – the choice is yours.
Of course, there are terms and conditions involved, as is the case with all loan agreements. You will need to be able to afford your monthly instalments and in the event of not being able to repay the loan, the vehicle will be sold to cover the costs and settle the agreement. Much the same, if you do complete all of your payments; you will be reunited with your vehicle at the end of your loan contract. The concept is simple, convenient and absolutely right for you!
Want to learn more about our blacklisted loans? Pick up the phone and give us a call, or complete the online application today!
