In the current economic climate it can be difficult to manage your finances and most people need a cash injection at some stage. Banks and other financial institutions are clamping down on loans and they are very unwilling to lend money to their customers. A lot of people are also blacklisted, which means that even if they had the current means to borrow money, they would be turned down for a loan by most financial institutions.
This leaves very few opportunities to borrow money and people may even put themselves at risk by borrowing from loan sharks at very high interest rates and, in some cases, with some unsavoury results such as harassment or worse! Some people may even be forced to sell an expensive asset such as a car to borrow only a small amount of money and then find themselves without transport and no means to borrow more money to purchase another vehicle.
At XCELSIOR Loans we have the answer. We are a registered credit provider, our loans are Credit Act compliant and all our transactions comply with the Consumer Act. We ensure that our clients are treated with respect and discretion, and with privacy. We also offer loans to anybody who has an asset that we can secure. We are even happy to offer loans to those who have been blacklisted!
How does it work?
The process is very quick and simple. There are no long forms to fill in and we do not perform any background checks. We can approve a loan for you even if you have been blacklisted! Our process is honest and fair and we will not charge you any hidden costs. You can rest assured that there will be no unpleasant surprises. All you have to do is the following:
- Apply: You can call us to apply in person at our office or you can fill in the online application. We will contact you once we have received your application form. It is even possible for one of our representatives to visit you and complete the application at a location that is convenient for you. There is no paperwork as the entire process takes place on computer and the whole application process takes only about half an hour!
- Assess: After the application has been completed, we will examine the asset(s) e.g. your car, bike or truck that you intend to give as security for the loan. We will be able to determine the value of the asset within a few minutes and will then assess the size of the loan that you qualify for. We only supply loans of up to fifty percent of the value of the asset(s).
- Approve: Once your loan has been approved, we make a payment to your account in your presence via EFT. This means that you may have access to the money within half an hour of doing the application! This is truly exceptional!
- Asset(s): You may deliver your asset to use in person or we can send somebody to collect it. Rest assured that your asset is stored safely and securely in a custom storage facility with round-the-clock security.
- Payment: We will work out a repayment plan for your loan and give you a transparent account of all the interest and charges. You repay the loan according to this plan and once the loan has been repaid in full, we will return your asset to you! It is that simple!
With XCELSIOR Loans it is now possible for you to have access to money within an hour. Our processes are completely transparent and you will have peace of mind in the knowledge that you have enough money and your asset is in secure storage. We will ensure that we return your asset to you in the condition that we received it.
If you need a quick loan, but are blacklisted or cannot get a loan at another financial institution, contact us. We don’t do background checks – as long as you have an asset that you can use as security, we can help! Contact one of our advisors or representatives today to make an appointment. You are also welcome to fill in the online application form and we will be in contact soon. Try our fantastic, reliable and innovative loan service today and get the cash you need.