Do you need cash in a hurry, but you don’t have time to sit around waiting for your loan to be approved or denied? Sometimes, when in times of financial emergency or distress, any amount of waiting time is just too long. Do you think that quick loans really exist? What do you consider a quick loan? Loans can be quite challenging to achieve in today’s economic climate and sadly it is often those who need loans the most that cannot acquire them.
A quick loan is typically one that is paid out on the very same day that it is applied for and face it – this does not happen often. Loan applications are often plagued with paperwork, background credit checks and further waiting around for approval and pay out. This is of course not the case if you turn to XCELSIOR. With our assistance you can have your loan approved and paid out on the very same day. We believe in keeping the process as simple and hassle-free as possible for our applicants.
There are various loan companies offering seemingly great packages on the market and this can make the process seem overwhelming. You will need to ensure that you choose a company to assist you that has your best interests at heart.
If you are wondering what makes XCELSIOR different to other loan suppliers over and above the fact that our loans are paid out quickly, you will be happy to learn that there are, in fact, many things that make XCELSIOR the loan supplier of choice. For starters, there is absolute no need to carry out a credit check when making an application with us. Why is this? This is because our loan model works off a collateral basis. Those who wish to take out a loan with us must supply us with some form of vehicle collateral. We accept trucks, SUVs, bakkies, cars and motorbikes as collateral. Of course, the vehicle must belong to you in order for you to use it as collateral.
The loan application process is not just quick at XCELSIOR – it is exceptionally quick with very few steps involved! Below are the steps to follow when applying for a loan with us:
- Apply for a loan online or give us a call to chat about taking out a loan. You will find that our consultants are extremely friendly and useful.
- Set up an appointment for one of our consultants to visit your premises to assess the collateral vehicle.
- Our assessor will present you with an estimated amount on the value of the vehicle. If you agree with the amount and want to go ahead, the application can be completed immediately.
- The vehicle will be transported to our secure storage premises where it will be held for the duration of your loan. You can choose to deliver the vehicle yourself if you wish. Loans are only granted when we are in possession of the vehicle.
- If your loan application is completed before 3pm, the amount can be paid into your bank account immediately.
Of course there are limits to what we can do for you. We offer minimum loan amounts of up to R5 000 and maximum loan amounts of up to R500 000. Regardless of the value of your collateral vehicle, we can only provide you with up to 50% of the total value of your vehicle.
If you are looking for the best quick loans on the market, turn to XCELSIOR where you can find a simple loan process that offers a wealth of perks and easy repayment options. Contact us via email or telephone to find out more today.