Can I Take Out a Loan against My Car?

“What exactly should I expect when taking out a loan against my car?” Many think that the process is far more complicated than what it is. If you need to access cash and do not want to go through the normal hassle of applying for a loan with a bank, then using your car as […]

Collateral / Secured Loans Available in South Africa

Loans can be tricky to apply for and achieve. In fact, many people don’t know the difference between a secured and an unsecured loan. At XCELSIOR, we offer secured loans. These types of loans are quite different to regular loans, as we can only grant them to people who have collateral to pledge against their […]

WHAT IS BRIDGING FINANCE?

Millions of South Africans fell on hard times when the economy all but tanked in the last part of the previous decade. Many are still trying to get back to the same economic position they were before the worldwide recession hit and affected most countries around the world. To achieve this many South African consumers […]

Looking for Quick, Cheap, Short Term, Secured Loans?

You will no doubt find yourself in a position where you need some cash urgently at some stage of your life.  When this happens, the logical response would normally be to apply for a loan through your bank or another loan provider.  Nowadays, the economic climate is quite prohibitive and banks and loan providers are […]

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