010 500 0623




Contact us or complete the online application form and we will call you to begin the process.


We quickly assess the asset(s) that you put up as collateral to determine the loan amount.


Upon approval immediate payment is made via EFT granting you instant access to your cash.


Your vehicle is safely stored in a safe and secure storage facility until your loan is paid up.


Pay your interest and fees to extend your loan term or pay in full to receive your vehicle in the same condition as we received it.

XCELSIOR provides short-term loans to clients that need cash flow fast without the hassle of traditional lending.

With the current financial constraints, it has become increasingly difficult to obtain cash – especially via traditional methods, like bank loans. Our unique loan model is particularly beneficial to clients who need instant bridging finance or who are not considered credible by mainstream financial institutions.

We highly respect your privacy and guarantee absolute discretion throughout the loan process.

The loan application is quick, easy and paperless. Due to our unique business model, no background checks are done and loans can be approved even if you are blacklisted. Our ethical process is completely transparent and involves no hidden costs or nasty surprises.

XCELSIOR offers loans against motor vehicles (cars, trucks, bikes, boats, caravans, and even motorised sports vehicles, like jet skis). These assets are used as collateral and ownership remains with you. Upon approval and immediate pay-out all vehicles are safely stored in a secure storage facility and returned upon settlement of the loans. This allows clients to acquire instant cash, without disposing of their valuable assets begging the question – Why sell your vehicle when you can loan against it?


Sibusiso (Boksburg)

The service I was given by the staff at Boksburg was very good – No word to mention, as I was in dire need of cash. Well done, keep up the excellent work. Not afraid to refer more clients here. Mar 2016

Jacob (Boksburg)

Conveniet when I really needed it. Feb 2016

Wilfred (Sandton)

Very helpful & patient. Mar 2016

Lefa (Pretoria East)

Thank you very much for the good business ethics. Keep it up! Nov 2014

Disha (Pretoria North)

I was never so happy in my life when Xcelsior helped me. May 2016

Itumeleng (Pretoria East)

Excellent service I received is well appreciated. Keep up the good service. Sep 2014

Solomon (Witbank)

The service is wonderfully excellent. Keep up the good relationship and work. I will recommend relatives and friends to seek financial assistance from your institution. Oct 2014

Mnisi (Pretoria East)

Nice and excellent service and friendly staff. Keep up the good work. Jan 2016

Soften (Sandton)

Thank you very much for your assistance and professionalism. I will definitely refer you to my friends and colleagues. Hope to see you guys. March 2016

Nandipha (Boksburg)

Great service, will recommend Xcelsior to my family friends. Apr 2016

Vusi (Pretoria East)

Xcelsior is the good financial institute you can visit. Is the best. Feb 2014

Nishani (Sandton)

I’ve dealt with Peppy 2x’s and I’m very grateful for the outstanding service I received. She really does go beyond the call of duty. Jun 2016

Samuel (Boksburg)

A professional service rendered to customer. Apr 2016

Michelle (Pretoria East)

Baie goeie diens. Geld onmiddellik beskikbaar. Kliente word met respek en vriendelikheid hanteer en ook proffesioneel. May 2016

RM (Pretoria East)

Service was good. He had to wait for us after office hours. Will definitely use your services again. May 2016

K.E (Witbank)

Service was good to be trusted. I was helped and got my car in good condition and I was helped with my business. Thanks a lot. Sep 2014

Happy (Witbank)

I was welcomed and treated with high respect during the time I applied for the loan and the helpfulness of your staff will make me tell other customers about an excellent service they are delivering. Thanks. Feb 2015

John (Pretoria East)

I find the team helpful, professional and understanding. I will most definitely refer people. Thanks for the great service. Mar 2016

N Mahlalela (Witbank)

My problem was solved. Jul 2016

H Padi (Boksburg)

I am very satisfied with the service I got. The consultant was quick and very efficient. Thank you Excelsior Boksburg. You rock. Mar 2015

N Mahlalela (Witbank)

If I ever myself in trouble again, I will definitely use your services again. Your service is great. Jun 2016

M Moto (Pretoria North)

Very good services. It help me a lot when I needed it the most. Jul 2016

M Modise (Pretoria North)

Excellent client care and service provided. Thanks a-lot. Jun 2016

M Hlabangane (Witbank)

Excellent service, great customer care and after care. Will definitely be back. Jul 2016

L Wakeford (Witbank)

The service is wonderfully excellent. Keep up the good relationship and work. I will recommend relatives and friends to seek financial assistance from your institution. Oct 2014

G Viviers (Witbank)

Baie goeie diens my tot gehelp op ‘n Saterdag. Baie dankie Witbank tak baie vriendelik en behulpsaam. Jul 2016

F Chesa (Witbank)

Service was excellent. Jun 2016

EVMJ Kubeka (Sandton)

Without favour you guys are Godsend to rescue the needy in tough times, considering our bad economy. Please continue to be there for desperate times that knocks in our doors without notice. Well done to all your staff members at Sandton branch who gave us a warm reception. Jun 2016

CS Cronje (Pretoria North)

Diens baie goed. Dankie julle. Jun 2016


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