XCELSIOR Makes Quick Short-Term Loans a Reality

We can all agree that there is generally nothing quick about applying for a regular loan. There are pages and pages of admin that needs to be done and then there are days, sometimes weeks, of waiting while the financial institution decides if your loan can be approved or not.

In today’s economic climate, it is becoming increasingly difficult to have a loan application approved. In some instances, the application process takes what seems like forever, and then the outcome is a shake of the head anyway. If you want to ensure that you get the cash that you need quickly and without all that red tape, apply for short-term loans from market leading pawn load providers such as XCELSIOR.

We are all about quick and easy loans. When it comes to our application processes and waiting times, they are refreshingly easy and short. We make it our aim to pay applicants out within just a few hours and our loan application process is unique as well. First and foremost, you will not have to take time off in order to apply for a loan. All you need to do is send us an online application and we will handle the rest. It will take just a few minutes to complete the online form.

Just remember:

  • You need to be a South African citizen residing in the country.
  • You must have a fully paid off vehicle available, to use as collateral.

When you apply for your loan, we will arrange for one of our assessors to pay you a visit to assess the value of the vehicle. As we can only offer loan amounts of up to 50% of the collateral value, this is an important part of the process. We will then be able to offer you a loan of no less than R5000 and a maximum of R500 000 and we will ensure that the terms of the agreement are explained to you in detail. Prepare to be impressed by our low interest rates and the fact that you are offered various convenient options in terms of your repayment structure.

Many of our customers are surprised by our quick and easy loan process, which includes absolutely no affordability assessments and no credit checks either. This is of great benefit to those who do not have an impeccable credit rating, as well as those who are blacklisted. In most instances, we are able to pay out the required loan amount within just 30 minutes of the application being approved. We also offer our loyal return customers a 10% discount on their interest. This is just one way in which we can show our appreciation for their patronage.

At XCELSIOR, we do not make empty promises. We deliver each and every time. We will not ask you tedious and invasive questions and we will not keep you waiting either. We are the loan company that makes quick short-term loans a reality.

Need more information and advice on how to take advantage of the quickest short-term loans possible? Get in touch with us via email or telephone today.