Pawn for Cash Loan Options: What Makes this the Loan Option for You?

Running out of money or not being able to afford the things that you need in life can be challenging. If you don’t have the finances that you need in order to get by, you might need to think about taking out a personal loan. If you are looking for a safe and hassle-free way to acquire financial aid, without having to undergo affordability checks or credit bureau checks, then perhaps it’s time to consider your pawn for cash options.

loan against vehicle

Many people think that the only way to take out a pawn loan is to approach the local pawn stores and hand over their prized possessions, but it doesn’t always work that way. There are dedicated lending institutions and companies that specifically offer pawn for cash options to those who want a quick and easy way to acquire cash. One such company is, of course, XCELSIOR.

At XCELSIOR, we are dedicated to ensuring that our clients are provided with the opportunity to pawn their vehicles for cash. We have a list of accepted vehicles available, which includes the likes of passenger vehicles, SUVs, motorbikes, trucks, bakkies, and even jet skis. Each of these vehicles must be in good operating order and registered in your name.

Some things you need to know about taking out pawn for cash loan with XCELSIOR:

  • Our minimum loan amount is R5 000 and our maximum loan amount is R500 000.
  • We can only offer our clients up to 50% of the total value of the vehicle that is being offered as collateral.
  • You don’t need to have a permanent job or provide us with payslips or bank statements.
  • You have to be a resident of South Africa.
  • You need to have a bank account in your name.

What makes us different from other lending institutions?

  • We offer loans to blacklisted individuals.
  • Our loans can be applied for and paid out in as little as just 45 minutes.
  • There are no credit checks carried out on our applicants.
  • There are no questions asked about the reason for your loan application.

When applying for a loan with us at XCELSIOR, you will need to provide us with all of your personal details and the details of the vehicle that you will be using as collateral. You will need to hand the vehicle over to us, as we will store it securely for the duration of your loan contract. The only time the vehicle will be sold or moved is in the event of you not being able to repay your loan.

At XCELSIOR, we welcome all those interested in pawn for cash loan options to learn more about our unique loan model and what we can do for you. To learn more about taking out a loan with us or to get the process started, make an online application! Alternatively, you can drop us an email or give us a call, so that one of our consultants can get in touch with you to discuss your needs and requirements.