Most people would like a business that cannot lose! Investing in any franchise is risky and most franchise opportunities come in the form of businesses that need to be operated and administered by the investor. Issues such as running an office, managing staff, and stock and performing administrative duties can be difficult to deal with and then there is always the possibility that the business may fail and lose all their money.
At XCELSIOR Business Opportunities we have designed the perfect franchise opportunity for serious investors who do not want to get involved in the everyday running of a business. What is even more amazing is that there is zero risk involved and that the returns on the investment are exceptionally high. It may sound too good to be true, but we can explain!
How does it work?
It’s easy – at XCELSIOR Business Opportunities we lend money to people who are in need of cash. We secure the loan by physically retaining an asset such as a motor vehicle and we never lend the customer more than half of the value of the asset. For instance, if John has a car worth R100,000, we can only lend him up to R50,000. This means that if John defaults on the loan, we can sell the vehicle and recoup the money owed to us, even if we sell the vehicle below its value. We just cannot lose!
Our business grows as we get more investors whose money we can lend to people. We find a lender for your money, we manage the process, we collect the vehicle and value it during the application process, we retain the vehicle and pay for its security and storage and we manage the repayments of the loan. Should your client default, we sell the asset and return your money to your business account. It is really that easy! All you have to do is to watch your money grow and your business funds increase. It is a great way to generate a passive income and best of all, there is zero risk. You are guaranteed to get your money – and interest back.
How to Become a Business Partner
In order to take advantage of these fantastically innovative franchise opportunities, all that needs to happen is the following:
- Start a business unit
- Registration with NCR
- Registration with MFSA
- Ensure all documentation is signed
- A business bank account is opened
- Deposit your choice of three investment options (minimum of R100,000)
- We start finding clients for you.
Advantages of Becoming Our Business Partner
- Above average returns on your investment, which is normally between 12% – 16% per annum.
- You hold a 100% share of your own franchise.
- You do not have to do any admin or do any marketing as we do this for you.
- We ensure that you are updated monthly with relevant statements and reports.
- There is no need to become involved in the business, this generates a passive income.
- No hassle with running an office with staff, expenses, stock and bad debt.
- Total security for your investment which means you cannot lose, you can only win!
In the current economic climate banks are becoming less willing to lend money to their clients, as the default ratios are increasing and banks stand to lose a lot of money. We offer the perfect solution for our clients and for our business partners. We can organise a loan for a client and deposit money into their account within an hour and ensure that the money of our business partners is paid back even in case of default by selling the retained asset. This means that the client gets their money and the investor is paid back, even if the client defaults on the loan! It is a win-win situation for both client and business partner.
The client base increases as more banks refuse to lend money and people start looking for other means of borrowing money. Nowadays, a lot of people are blacklisted and cannot obtain a loan from most banks or other financial institutions. This is where we offer the best solution. It is not always seen as practical for the client to sell an asset such as a motor vehicle if only a small amount of money is required and by offering a valid solution to the client, it gives them the opportunity to borrow money against their asset. As we retain the asset, they are motivated to pay the loan back on time, because if they default, they will lose the asset. This means that your money is always safe!
XCELSIOR is a real, effective and profitable business. We are registered as a National Credit Provider; we ensure that our loans are consumer act compliant and all our transaction are in compliance with the National Credit Act. Call us today to find out more about these fantastic franchise opportunities!