Need a reasonable amount of cash in a hurry? You have come to the right place. XCELSIOR is the home of the short-term loan. Here, you can find loans from R 5000 to R 500 000 that come with low interest rates and easy repayment terms. What is more is that we can provide you with a short-term loan even if you have a poor credit rating or are blacklisted! Yes, you read right! This type of loan is available… and it is available to you.
If you have been struggling to find a bank or financial institution that will provide you with the funds you need, now is the time to get in touch with XCELSIOR. We cut away the red tape associated with loan applications, and we tend to your financial needs with care and discretion.
Use Your Car to Get a Short-Term Loan
What makes our short-term loans so readily available to all is that our loan model is quite unique. We understand that not everyone’s financial status and situation is exemplary, but that does not mean that they should be denied the financial help they need. With that in mind, we have designed a short-term loan that can help the average man/woman on the street. All you need to get a loan from us is a vehicle. You can use your vehicle as collateral for your loan.
How Does it Work?
Using your car as collateral for a personal short-term loan with XCELSIOR is a simple process. If you have a vehicle that is registered in your name and paid off in full, you can use it to apply for an XCELSIOR loan. The vehicle will need to be assessed, and thereafter, we can loan you up to 50% of the vehicle’s value. During the loan period, the vehicle will be kept safe and sound at our secure storage facilities.
How to Apply for a Short-Term Loan with XCELSIOR?
Applying for a short-term loan is quick and easy. You can do so by telephone, or you can complete our quick and easy online application form. Once we have received your initial application, an assessor will be sent to determine the value of your vehicle. Once this has been decided, we can present you with a possible loan amount. If you accept the amount and the terms, the vehicle is taken into storage, and the cash is paid over into your account.
Sounds simple, does it not? That is because it is!
But Wait, There is More!
If you are already interested in a short-term loan with XCELSIOR, wait until you hear a few more of the perks of taking out a loan with us.
Here are a few:
- The entire application process can be handled online and by telephone. There is no need to leave your home or office.
- There is no paperwork involved, no credit checks carried out, and no need for affordability assessments.
- If your loan application is received early and approved, we can pay out the requested amount on the same day.
- Our interest rates are low.
Keen to get started? Apply for a short-term loan with XCELSIOR today! Apply online, give us a call, or send us an email.