According to recent statistics released, more than half of South African consumers have some type of adverse listing on their credit record. This is a staggering amount of consumers who find it more difficult to source credit from mainstream credit providers such as banks. However, this doesn’t mean that these consumers don’t find them in need of access to credit. Simply having an adverse listing on your credit record will make it more difficult for you to access credit from mainstream financial institutions. This is where blacklisted loans can be of value.
Blacklisted loans are devised as a way to enable blacklisted consumers to access funds when they otherwise wouldn’t be able to from mainstream financial institutions. It is there to help you to manage any of life’s unforeseen happenstances and can help you to deal with any situation. Although every one of us would like to have a few months’ salary in reserve to help handle the unforeseen emergencies, for many of us it is not a possibility.
Whether applying for a bond for your home, or vehicle finance or finance for furniture or other things, millions of South Africans are dependent on credit in one form or another to live their lives. When you are denied access to this credit because of a poor credit record or a blacklisted credit status, it can add a lot of stress to your life.
Blacklisted Loans from XCELSIOR Loans
At XCELSIOR Loans we have devised a way to help our valued clients with access to credit immediately. Our innovative blacklisted loans model will have you flush with cash in less than thirty minutes. We are proud of our unique products and services, and we will work with you to help you gain access to the funds that you need. We are dedicated to helping our clients access the funds they need to handle any of life’s unforeseen circumstances.
Our unique blacklisted loans model has been developed by industry professionals who are experienced in the needs of our clients. We offer loans against motor vehicle assets including bikes, trucks, cars and jet skis, to name a few. These assets can be used as collateral against the loan, making it far easier for you to access blacklisted loans from XCELSIOR Loans.
We will store your vehicle safely in a secure facility. Upon settling the outstanding loan, we will immediately return the vehicle back to you. This will allow you to instantly access cash without having to dispose of your valuable assets.
Should you not be able to repay the loan, XCELSIOR will sell the asset through our associated vehicle traders. In doing this we will be able to recoup the outstanding amount due to XCELSIOR without having to saddle you with any bad debt. Should there be any funds left over after the sale of the asset, we will pay it over to you. This is only one of the many ways in which XCELSIOR aims to stand out from the crowd of other micro-lenders.
Because of the unique approach that XCELSIOR Loans take, we, unlike banks and other mainstream financial institutions, won’t conduct any affordability assessments or background checks. This makes our blacklisted loans ideal for anyone who is uncertain about the standing of their credit records. Our application process is entirely paper free and can be completed in less than thirty minutes. If you are unable to visit us at our premises, our sales professionals will be able to visit you onsite.
Alternatively you can visit us online and quickly fill in the application and send it off to us. This will help you to instantly apply for your blacklisted loan and we will process your application on the same day. This is just one of the ways in which we strive to add tangible value to our valued clients. If you would like to learn more about our unique blacklisted loans process and how we can help you to instantly gain access to credit funds, contact XCELSIOR Loans today. We are ready to help you gain access to instant credit. Our sales professionals will provide you with all the information needed to make a fully informed decision regarding your blacklisted loans application.