If you have ever required financial assistance, then you will know that secured loans are the easiest to obtain on the market? Why is this? With some form of security, the risk involved for the lending institution is far less. At XCELSIOR, we make our loans available to all those who can present a vehicle to be used as collateral. We accept a variety of vehicles as collateral, including bakkies, trucks, SUVs, motorbikes, cars, Jet Skis and similar.
In order for your loan to be considered secured and granted to you, we will need to assess the value of the vehicle that you wish to use as collateral. This will involve a visit from one of our assessors, who will also ensure that you are assisted with the loan application process. Once your vehicle is assessed, we can arrange for the agreed loan amount to be paid over to you within just 45 minutes. We will remove the vehicle and store it at our secure premises until such time as the loan amount has been repaid.
What does this mean for you?
- No background checks into your financial history.
- You can obtain financial assistance, even if you are blacklisted and have judgements against your name.
- You can receive cash quickly and without your motives being delved into.
- If you are unable to pay the loan back, the vehicle can be sold to cover the incurred costs.
These are just a few of the benefits of taking out a loan with XCELSIOR. We believe in making the process as simple as possible for our clients and we know that when you need bridging cash or emergency cash, you do not have too much time to wait around to complete a lengthy application and approval process. We ensure that everything is dealt with swiftly and smoothly.
With over 15 years of combined experience, the XCELSIOR team members are able to provide you with sound financial advice and guidance when it comes to loans. The minimum we can loan out is R5 000 and the maximum is R500 000.
If you are not considered credible by mainstream financial institutions, do not worry – we at XCELSIOR will make your cash loan nightmares disappear. Take the time to chat to one of our friendly consultants about our secured loans or send us an email for more information and advice. We are standing by to ensure that you are provided with the cash you need, promptly and with affordable interest rates attached.