Getting a Loan from XCELSIOR is as Easy as 1,2,3...
Contact us or complete the online application form and we will call you to begin the process.
Upon approval immediate payment is made via EFT allowing you immediate access to the funds you need urgently. No red tape, or delays!
Your details will never be shared with a third party or be used to send you spam. APR: 36% to 60% Loan period: Minimum 2 months to maximum 36 months. Should a client wish to pay up his loan before his term ends he/she will be able to do so without any penalty fees. Interest and fees outstanding will thus be calculated pro-rata. Representative Example: Nett loan amount, R 2 500.00, term 3 months, APR (Annual Percentage Rate) 60%, initiation fee of R250, monthly service fee of R68.40. Monthly instalment R1 110.07 and total amount payable of R3 330.20.
For each client you refer to us, we give you 1% of their approved loan amount as commission, so please start spreading the word! *T&C apply
PAWN YOUR CAR
APPLY FOR A LOAN
APPLY NOW – CASH IN 30 MINUTES*
We understand that life throws curve balls and sometimes you need to access cash fast. We hope that our loan will enable you to respond to whatever situation you are facing. XCELSIOR offers loans against vehicles (cars, trucks, bikes, boats, caravans, and even motorised sports vehicles, like jet skis). These assets are used as collateral on your loan and ownership remains with you. Whether you need quick cash for your business, a family emergency, or for any other unexpected expense, if you have a vehicle you can use as security we’ll loan you the cash today!
BEFORE YOU APPLY
Please take note of the following:
- We do not offer vehicle finance. We offer loans secured against your vehicle.
- We unfortunately do not accept property.
- Your vehicle must be fully paid off.
- The vehicle must be in your name or in your company’s name.
- We take possession of the vehicle and store it in a safe and secure storage facility.