The Benefits of Short Term Loans

If you are tearing your hair our trying to decide where it's best to apply for a personal loan, don't! Personal loans don't need to be as confusing and stressful as they seem to be. With assistance from the right financial aid company and a few minutes of your time, you can have your cash flow problems sorted out in as little as 1, 2, 3.

Read More

The Perks of Pawn Loans at XCELSIOR

If you are looking for a way to get financial aid or a cash advance without having to commit to a long-term loan or exorbitant interest rates, pawn loans are the answer. These types of loans offer individuals the opportunity to avoid all of the hassle and fuss that goes into acquiring a normal loan funded by the bank. In most instances, the average person will be denied a loan, even if they can afford it.

Read More

XCELSIOR makes Pawning Your Car for Cash, Quick and Easy!

Want to use your car for cash, but don't really want to sell it? Cars offer the perfect opportunity to those looking to acquire a short-term loan. By using your car to get cash fronted to you, you don't have to actually sell the vehicle. How does it work? It works on much the same concept as a pawn shop does.

Read More

Benefits of Pawn Loans

Benefits of Pawn Loans and What Makes Them Better than Regular Mainstream Loans

Pawn loans are a great way to get instant cash without the hassle and time-consuming paperwork that is often involved in the loan application process. While most people will go to a pawn shop to acquire small amounts or even to sell their valuable items for cash, others have discovered the quick and easy convenience that pawning their vehicle for cash can acquire them.

Read More

Pawn for Cash Loan Options: What Makes this the Loan Option for You?

Running out of money or not being able to afford the things that you need in life can be challenging. If you don't have the finances that you need in order to get by, you might need to think about taking out a personal loan. If you are looking for a safe and hassle-free way to acquire financial aid, without having to undergo affordability checks or credit bureau checks, then perhaps it's time to consider your pawn for cash options.

Read More

Collateral / Secured Loans Available in South Africa

Loans can be tricky to apply for and achieve. In fact, many people don’t know the difference between a secured and an unsecured loan. At XCELSIOR, we offer secured loans. These types of loans are quite different to regular loans, as we can only grant them to people who have collateral to pledge against their loan as “security”.

Read More

Use Your Car for Cash with XCELSIOR!

Do you need cash in a hurry or for an emergency? Do you need short-term cash to help you out of a financially sticky situation? Many of us don’t have savings accounts and investment accounts to fall back on. Have you ever thought of using your car for cash? This is especially a good route to take if you are looking for a short-term loan and can do without your vehicle for some time.

Read More

Benefit from Quick Short Term Loans

You Too Can Benefit from Quick Short Term Loans – Find Out How!

Loan applications have certainly earned themselves a bad rap over the years. The hours of waiting to hear if your application is approved, the days of sending paperwork back and forth, the effort put in only to be rejected or denied, the idea of applying for a loan was undoubtedly the cause of an instant headache. Quick short term loans may seem like the unicorn of the financial world, but they really aren’t! You can enjoy a quick and easy loan process – all you need to do is apply with the right company. At XCELSIOR, quick and easy loans are our speciality.

Read More

Legitimate Blacklisted Loans

The Solution to Your Financial Troubles Awaits You!

Your credit rating and history will have a direct effect on whether your loan application will be successful or not. Banks and lending institutions in South Africa will need to carry out a credit check against your name and details to ensure that you are not blacklisted, before they can grant you a loan.

Read More

Need Bridging Finance? Ask XCELSIOR!

Sometimes making your money stretch to the end of the month can seem impossible, especially if unexpected expenses or emergencies present themselves. Many people don’t have the luxury of being able to save money every month and often it means that bridging finance is needed. Financial shortages can be the cause of much stress in our lives and without a safety net or backup plan, being faced with a lack of funds can seem overwhelming – but it really doesn’t have to be that way.

Read More