Xcelsior is a privately owned registered credit provider in South Africa – providing short-term loans when you need cash flow fast.

Our private-equity funded business is revolutionising the loans industry, as we do not require credibility from our loan applicants. The only requirement is collateral in the form of motor vehicles (cars, bakkies & SUVs, trucks, motorbikes, boats and even motorised sports vehicles, like jet skis), where the value of your vehicle determines the loan amount you qualify for.

Unlike banks and other credit providers, we do not conduct any affordability assessments. Our unique approach is particularly beneficial to clients who are not considered credible by mainstream financial institutions in South Africa. We thus even welcome clients who are blacklisted.

The application process is quick, easy and paperless. You can have the cash transferred to the bank account of your choice within 45 minutes. There is no lengthy administrative process and no red tape. Loans are available from R5 000 and only limited to the value of assets offered as security.

Xcelsior also provides a low-risk, high-returns business opportunity to entrepreneurs who wish to become a business partner.

Xcelsior’s unique loan model makes us the preferred short term credit provider in South Africa. We believe in doing well by doing good.